what is a high apr for a credit card? #1647

An APR (Annual Percentage Rate) is considered high for a credit card when it falls above 20%. This is because interest charges accumulate rapidly at such rates, making it very expensive to carry a balance on the card.
Here's a breakdown of credit card APRs and their general categorization:
Below 10%: Excellent (typically offered to individuals with exceptional credit)
10% to 15%: Good (often available to individuals with good or excellent credit)
15% to 20%: Average (might be offered to individuals with fair or good credit)
Above 20%: High (should be avoided if possible due to significant interest charges)
Thus what is a high apr for a credit card

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